Terms and Conditions
Effective date: June 16, 2026
Last updated: July 4, 2026
These Terms govern your access to and use of Card Club, including our mobile applications, web pages, and related services.
The Service is provided by Comprafy SAS, the company that operates Card Club. By creating an account, enrolling in a loyalty program, adding a loyalty card to a digital wallet, or otherwise using the Service, you agree to these Terms.
1. The Service
Card Club lets local businesses create and run digital loyalty programs. Merchants use the Card Club app to set up stores, design loyalty cards, define rewards, scan customers, and award or redeem points. Customers do not need the Card Club app; they enroll through a public web page and add a loyalty card to a supported mobile wallet.
Each loyalty program is created and operated by the Merchant. Comprafy does not own, sponsor, fund, or guarantee any reward, point value, or promotion.
2. Accounts and Roles
Merchant users must be at least 18 years old. Authentication is handled by a trusted identity provider; Card Club does not store your password. Merchant roles include Owner, Manager, and Collaborator, each with different permissions.
3. Wallet Cards
Loyalty cards are delivered through supported mobile wallet platforms, currently Apple Wallet, with Google Wallet support offered when available for the relevant store and device. Wallet platforms are operated by their providers under their own terms.
A customer's QR code and loyalty card represent proof of membership. Anyone in possession of them may be able to present them in store.
4. Subscriptions, Billing, and Trials
Subscriptions are currently sold as a monthly auto-renewing plan for one store per Merchant account. The features, store capacity, trial period, billing cycle, and price are those shown at purchase. We may introduce additional plans or billing cycles later.
Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. Apple App Store and Google Play subscriptions must be managed through the relevant app-store account. Except where required by law, subscription fees are non-refundable.
5. Merchant Responsibilities
Merchants are responsible for the accuracy and lawfulness of their loyalty programs, honoring rewards, obtaining required customer consents, and complying with consumer protection, tax, advertising, and data protection laws.
6. Acceptable Use
You may not use the Service for unlawful, fraudulent, deceptive, harmful, abusive, or infringing activity; interfere with the Service; attempt unauthorized access; or send unlawful communications to customers.
7. Data Protection
Our collection and use of personal information is described in our Privacy Policy. For customer data controlled by a Merchant, Comprafy acts as a processor/service provider to operate the loyalty program.
8. Third-Party Services
The Service relies on third-party services, including wallet providers and app-store payment processors such as Apple and Google. Your use of those services is subject to their respective terms and policies.
9. Suspension, Termination, and Deletion
We may suspend or terminate access if you breach these Terms, fail to pay applicable fees, or use the Service unlawfully. If you delete your data or account, active-system data is permanently deleted except where retention is required or permitted by law.
10. Disclaimers and Liability
The Service is provided "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, Comprafy's total aggregate liability for claims relating to the Service will not exceed the greater of the amount you paid for the Service in the previous 12 months or USD 100.
11. Apple App Store Terms
For the iOS app, these Terms are between you and Comprafy, not Apple. Apple has no maintenance or support obligation for the app and is a third-party beneficiary of these Terms where required by Apple's rules.
12. Governing Law
These Terms are governed by the laws of the Republic of Argentina, with disputes subject to the competent courts of the City of Buenos Aires, Argentina, except where mandatory consumer laws provide otherwise.
13. Contact
Comprafy SAS
Website: https://comprafyapp.com
Card Club: https://getcardclub.com
Email: support@getcardclub.com